Features and Benefits
Banking Benefits:
- Profit Rate - Enjoy life more and pay less on purchases with attractive profit rates.
- Balance Transfer - Reduce your credit card(s) payments by transferring your outstanding balances from other credit card(s) and enjoy 0% profit rate for 6 months!
- Easy Installment Plan - That lets you make big purchases and payback in smaller installments for period of 3, 6 and 12 months at affordable profit rates with no processing fee. For more information, please refer to Easy Installment Plan .
- Cash-on-Call - Get easy access to cash when you need it. We can transfer cash instantly into your bank account with just a call. The facility is available for period of 3, 6 and 12 months at affordable profit rates with no processing fee
- Minimum Card Payment - Manage your budget the way you want, you have complete flexibility from 5% to 100% to settle your card outstanding on payment due date
- ATM Cash Withdrawal & Merchant Purchases - Use your card for cash withdrawals at thousands of ATM's and make purchases at millions of establishments around the globe
Financial:
- No Annual Fee for the first year on Primary Card. Annual fee* applicable only from second year onwards
* Annual Fee will be levied on the Primary Card on completing each anniversary. Annual Fee levied shall be reversed if the retail spends in the previous 12 months is AED 65,000 and above.
Lifestyle:
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Free Valtrans valet parking 3 times per month at Mirdif City Center, City Walk, Dubai International Airport, Box Park and many more locations. For more details please refer to CBD Credit Cards Valet Parking
Valtrans valet parking services at Dubai International Airports (T1, T2 & T3), Al Maktoum International Airport ,Cleveland Clinic Abu Dhabi and American Hospital has been temporarily discontinued effective March 20, 2020 until further notice.
- Enjoy a variety of 2-for-1 offers when you download xperience with the ENTERTAINER app powered by Visa. Download Now
To avail VOX, Reel, Pharaohs' Club and Valtrans facility, customer must have a minimum monthly (calendar month) retail spend* of AED 5,000 on the CBD primary credit card. If spend on CBD primary credit card during the month is less than AED 5,000, the customer's card account will be charged as below:
- For VOX, Reel and Valtrans: At actual
- For Pharaohs Club: AED 160
*Retail spend does not include Balance Transfer, Cash on Call and Cash Withdrawal.
Visa Benefits:
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Airport Lounges Access
As a Visa Signature Cardholder, effective 01st January 2019 you can enjoy up to a maximum of 8 complimentary visits in a calendar year at over 1,000 Airport Lounges across the world via Lounge Key. Each Cardholder (separately for Primary and Supplementary cardholders) shall be entitled for 8 complimentary visits per calendar year.
Eligibility Criteria
- The 1st visit to the Lounge in the calendar year is complimentary.
- However, in order to be eligible for the subsequent complimentary visits in the same calendar year, the cardholder (separately for Primary and Supplementary cardholder) needs to make a minimum international spend of USD 1 using his/her CBD Visa Signature Credit Card.
- If the cardholder exceeds the maximum number of complimentary visits (i.e. 8 visits in the calendar year) or does not meet the above conditions, Lounge Key shall charge USD 32 to the card.
For answers to Frequently Asked Questions on Airport Lounge Access, visit Frequently Asked Questions
- Multi-trip Travel Insurance: Applicable to the cardholder and family, for a period of 90 days from date of travel, up to a maximum of USD 500,000.
- Purchase Protection: Doubles the repair period offered by original manufacture warranty, up to 1 year.
- Extended warranty: Protects you from theft or accidental damage.
- Discounts: Up to 12% at Agoda.com and upto 8% at Hotels.com
For more information on benefits and offers on Visa Signature Credit Cards, visit Visa Signature Benefits
