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Commercial Bank of Dubai

Mastercard® Gold

  • No annual fee.
  • 0% interest rate for 12 months on balance transfers from other UAE banks, just call 800 223 (CBD).
  • Easy Installment Plan at 0% interest rate for up to 12 months (T&Cs apply). Learn More
  • Worldwide acceptance and attractive credit limit.
  • Automatic enrollment in Attijari Points Rewards Program - earn up to 2 points for every dirham spent with an option of redemption in cash or skywards Learn More.
  • Emergency card replacement service.
  • Free supplementary cards: give your family members over 18 years the benefits of a CBD Credit Card.
  • Flexible settlement options from 5% to 100% of the outstanding amount.
  • Free delivery of credit card to your doorstep, anywhere in the UAE.
  • CBD credit cards are equipped with Chip & Pin which gives you the convenience to make purchases, pay bills, and get cash in a secure way Learn more.
  • 24 hour toll free Contact Centre – 800 223 (CBD).


Gold Mastercard®
List of charges
Requirements / Charges
Primary and Supplementary Cards Annual Fee Free
Lost / Stolen card replacement AED 100
Retail interest 2.99% p.m
Cash advance transaction fee
AED 100 or 3% which ever is higher
Cash advance interest (from date of transaction)3.49% p.m
Late payment AED 209
Over limit AED 209
Foreign Exchange fee (forex)2%**
Easy Installment Plan
PeriodInterest rateProcessing fee
3 months0%1%
6 months0%2%
12 months0%3%
Exit fee or foreclosure fee
AED 100
Balance Transfer
PeriodInterest rateProcessing fee
6 months0%1% or AED 100 (whichever is higher)
12 months0%2%

View full list of fees and charges

* T&Cs apply
** This fee is charged in addition to the standard processing fee charged by Mastercard® worldwide or Visa International and is applicable to transactions performed in any currency other than UAE dirhams.

If you’re a salaried individual, please submit:

  • National ID or valid passport, residence visa and Emirates ID.
  • Salary Certificate.

If you’re self-employed:

  • National ID or valid passport, residence visa and Emirates ID.
  • Valid trade licence.

  • If you are UAE National aged between 21 and 65 years (at the card expiry date) or if you are UAE resident aged between 21 and 60 years (at the card expiry date).
  • If you’re a salaried individual:
    • You should be confirmed employee and have minimum salary of AED 10,000.
  • If you’re self-employed:
    • You should have profitable relationship with CBD.
    • Your credit turnover in liability accounts over last 12 months should be at least 5 times of credit card limit sought.


How much could you save?

Our easy to use balance transfer tool can help you find out how much you could save by transferring your existing credit card balance to CBD.

Amount you wish to transfer
Amount you wish to transfer
Rate on existing credit card
Rate on existing credit card
Fee on existing credit card
Fee on existing credit card

You could save AED 0 in the first 6 months

You could save AED 0 in the first 12 months

This calculator gives estimated savings only and is only used for illustrative purposes. Your existing card balance may be made up of amounts attracting different rates. Savings shown can only be calculated on the rate you provided and on the balance transferred from your card, assuming that minimum repayments are made in line with Commercial Bank of Dubai terms and conditions. Assumptions for calculation:

  • Estimated savings calculated only for balance transferred amount
  • Monthly minimum payment 5% of the outstanding card balance (min AED100)
  • 0% interest on balance transfers from other banks for the first 6 months
  • 1% processing fee charged on balance transferred amount (min AED 100)
  • No annual fees on CBD credit cards

No need to visit a branch.
It's quick, it's easy and takes a few minutes to complete.

Apply Now

Visit us

You are more than welcome to visit us. Find out your nearest branch.

Call us

Within UAE: 800 CBD (223)

Outside UAE: +971 4 2112888